Stockton, CA · behind on payments
Sell your behind-on-payments Stockton house for cash — we buy direct
Falling behind on payments doesn't have to end in foreclosure. A cash sale to us can pay off the loan in full, stop the late fees and lender pressure, and often leave you with money to relocate. The earlier in the process you act, the more options you have.
Lockwood Home Buyers makes cash offers directly to homeowners — no fees, no commissions, and no obligation to accept. We are not a real-estate agent or broker; we buy houses for cash.
How the California timeline works
California is a non-judicial state: a recorded notice of default starts a 90-day clock, then a 21-day notice of trustee sale — roughly four months minimum from default to auction. The dates are statutory, so the window to sell is predictable but finite.
California sales close through escrow companies; a clean cash escrow commonly runs two weeks or less.