Des Moines, IA · behind on payments
Sell your behind-on-payments Des Moines house for cash — we buy direct
Falling behind on payments doesn't have to end in foreclosure. A cash sale to us can pay off the loan in full, stop the late fees and lender pressure, and often leave you with money to relocate. The earlier in the process you act, the more options you have.
Lockwood Home Buyers makes cash offers directly to homeowners — no fees, no commissions, and no obligation to accept. We are not a real-estate agent or broker; we buy houses for cash.
How the Iowa timeline works
Iowa is a judicial-foreclosure state — the case runs through the district court, typically taking several months or more.
Iowa handles title differently from every other state: there is no conventional title insurance — title work runs on abstracts and attorney title opinions (with Iowa Title Guaranty available). It works fine for cash sales; it just means the title step involves an attorney.