state · 8 min read
Selling a house in Florida: laws, timelines, and quirks
Florida-specific rules on homestead, hurricane disclosures, condo associations, and probate that affect cash sales.
Homestead protections
Florida homestead is generous — protected from most creditors. Selling your homestead doesn't un-do the protection retroactively; the proceeds usually remain protected for a reasonable time to reinvest.
Storm-damage and insurance disclosure
Florida law requires disclosure of known material defects, which courts have read to include past hurricane/flood damage. Cash buyer buyers don't need additional disclosure beyond the statutory minimum.
Condo association estoppels
Selling a Florida condo requires an estoppel letter from the HOA showing the seller is current on fees. Order early — they take 10+ days.
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